Chain and ribbon short necklace

I have this short silver necklace & the longer one too. The silver chains are very pretty & shiny. I wear both of them a lot. I did not care for the tan ribbon, so I took them both to a store where they make beaded jewelry & had them replace the ribbon with a silver "S" hook about an inch long. It looks great just like it came that way.

I love this necklace. Pearls are more winter to me, so something light like this necklace is just right. It lays very nicely.